9 Best Real Estate Crowdfunding Sites

Crowdfunding for real estate has become a popular way to pool money together from various investors to fund projects or investments that might otherwise be out of reach individually. It’s important because it opens up opportunities to invest in larger, potentially more profitable projects with less capital upfront. 

Crowdfunding diversifies an investor's portfolio, spreading the risk across different properties or projects.

In this article, we will discuss platforms that cater to all types of investors, whether you're just starting out, looking for a low-entry investment, or a high net-worth individual seeking to expand your portfolio with institutional-quality investments.

• Best for rental properties: Arrived
• Best for diversified, high-quality offerings: CrowdStreet
• Best for low entry point investments: Fundrise
• Best for high net-worth investors: First National Realty Partners
• Best for institutional-quality investments: EquityMultiple
• Best for retirement accounts: Streitwise
• Best for risk assessment and grading: Groundfloor
• Best for both accredited and non-accredited investors: RealtyMogul
• Best for investing in single-family properties: Roofstock One

Best for rental properties: Arrived

Fees: Varied; includes sourcing, AUM, and property management fees
Minimum Investment: $100
Why We Chose It: Best for rental property investments
Open to Non-Accredited Investors: Yes

Arrived makes investing in residential real estate and vacation rentals highly accessible with a minimum investment of just $100, opening the door for accredited and non-accredited investors. 

It's designed for those interested in generating wealth through rental homes and vacation properties, offering an opportunity for passive income or property value appreciation over time. However, potential investors should be aware of the platform's relatively high fees and the limited liquidity for individual property investments, which typically have a holding period of five to fifteen years. 

Best for diversified, high-quality offerings: CrowdStreet

Fees: No fee for individual deals from investors' perspective, but sponsors may pass on a 1.5% technology fee. CrowdStreet C-REIT carries a 1.5% annual management fee. Private Managed Accounts face an advisory fee ranging from 2.0% to 2.5% in the first year and a 0.25% annual fee thereafter.
Minimum Investment: $25,000+
Why We Chose It: Offers a wide range of commercial real estate investments and extensive vetting of sponsors and deals.
Open to non-accredited investors: No

CrowdStreet stands out in 2024 for expert real estate investors seeking commercial opportunities through crowdfunding. The platform’s meticulous vetting process for deals and sponsors ensures quality opportunities bolstered by a user-friendly website and rich educational materials. 

However, high minimum investment requirements, potentially high fees, and a lack of liquidity are significant considerations. CrowdStreet is exclusively available to accredited investors, focusing on those with a significant investment capacity and expertise in real estate.

Best for low entry point investments: Fundrise

Fees: 0.15% advisory, 0.85% real estate funds, 1.85% innovation fund, $99/year for Pro
Minimum Investment: $10 for accounts, $1,000 for IRAs
Why We Chose It: Accessible to all, low entry, diversified investments
Open to non-accredited investors: Yes

Fundrise makes real estate investing accessible to everyone, with a low minimum investment of just $10. Thanks to its easy entry point and diverse investment options, it's the go-to platform for beginners wanting to dive into real estate or venture capital funds. 

While it boasts broad diversification and transparent operations, investors should note the penalties for early redemption and the limited direct customer service options. 

Nonetheless, its approach to democratizing investment in non-listed commercial and residential real estate, coupled with its venture capital opportunities, positions Fundrise as a leader in crowdfunding, especially for those new to the field or with limited funds to start.

Best for high net-worth investors: First National Realty Partners

Fees: Not Disclosed
Minimum Investment: $50,000
Why We Chose It? Focus on grocery-anchored commercial properties
Open to Non-Accredited Investors: No

First National Realty Partners offers accredited investors access to grocery-anchored commercial real estate, aiming for consistent returns through quarterly cash flow. 

Despite a high entry point of $50,000, it presents unique investment opportunities, especially in retail operations essential to daily life, like grocery and pharmacy stores. The platform hosts informative webinars for each property, allowing direct interaction with the investment committee, which is a significant advantage for investors seeking detailed project insights. 

However, its exclusivity to accredited investors, with high investment minimums and a lack of transparency on fees and liquidity, is best suited for the more experienced and financially robust investor.

Best for institutional-quality investments: EquityMultiple

Fees: 1% annual management fee + 10% of profits
Minimum Investment: $5,000 to $30,000, depending on the investment type
Why We Chose It: Excellent selection and transparency for accredited investors
Open to Non-Accredited Investors: No

EquityMultiple is a top choice for accredited investors seeking access to various commercial real estate opportunities. With an emphasis on professional management and a broad spectrum of investment options, this platform offers a straightforward path to potentially high returns. 

The fee structure, which includes a 1% annual management fee and a 10% share of profits, is transparent and aligns with the interests of investors, underscoring the platform's commitment to openness and fair dealing.

Despite its many advantages, including solid educational resources and a user-friendly interface, EquityMultiple's services are exclusive to accredited investors, and the platform's investments come with minimal liquidity. 

This means that once you've committed your funds, accessing them before the end of the investment term is generally not an option, emphasizing the need for a long-term investment perspective.

Best for retirement accounts: Streitwise

Fees: 2%
Minimum Investment: $3,505
Why We Chose It: Accessible to all, simple fees
Open to non-accredited investors: Yes

Streitwise makes commercial real estate investment accessible to everyone, not just accredited investors. With a straightforward 2% annual fee deducted from dividends and a minimum investment of $3,505, it offers a simplified entry into the world of real estate investing. 

This platform is a great option for those who appreciate the ease of investing with clear costs and the ability to earn dividends despite the trade-offs in investment liquidity and choice.

Best for risk assessment and grading: Groundfloor

Fees: None for Investors
Minimum Investment: $100
Why We Chose It: Low entry, no fees, open to all
Open to non-accredited investors: Yes

Groundfloor offers an attractive gateway into real estate investment, eliminating barriers like fees and accreditation. With a minimal starting point of $100 and opportunities to diversify across real estate loans, it's an ideal platform for those new to the field or seeking lower-risk ventures. 

Groundfloor shines by providing an average 10% annual return and tools for portfolio management, though it's best suited for those comfortable with the specific risks associated with lending to real estate projects.

Best for both accredited and non-accredited investors: RealtyMogul

Fees: Up to 3% for organizational and offering costs; 1-1.25% asset management fee; 0.5% servicing fee
Minimum Investment: $5,000 for non-accredited investors; $25,000 for accredited investors
Why We Chose It: Broad commercial real estate investment options
Open to non-accredited investors: Yes

RealtyMogul opens the doors to commercial real estate for accredited and non-accredited investors, offering a blend of income and growth opportunities through its diverse property portfolio. Its long-standing track record and comprehensive customer support stand out in the crowded real estate crowdfunding space. 

However, the platform's high investment thresholds and complex fee structure may deter some potential investors.

Best for investing in single-family properties: Roofstock One

Fees: Acquisition: $500 or 0.5%; Sales: $2,500 or 3%
Minimum Investment: $5,000
Why We Chose It: Streamlined SFR investment process
Open to non-accredited investors: Yes

Roofstock offers a unique approach to investing in single-family rental properties, combining comprehensive analytics with services covering the entire investment lifecycle. 

While it provides tools and partnerships to facilitate investment with self-directed IRA funds, challenges in subsidiary services and limitations on REIT investments for non-accredited investors may affect some users' experience. 

Roofstock's platform is well-suited for those seeking to delve into SFR investing with a blend of support and autonomy.